The Cruise program is targeted towards investors who are preparing for or in retirement (age 55+) who want guidance on the distribution phase of their financial life cycle and a custom portfolio tailored to their needs. This program is for investors who want to design their portfolio for continued financial independence, retirement income and legacy goals. The program also offers access to planning services designed to support each client’s ideal retirement.
The Details
Investment Minimums
Minimum investible assets of $400,000 which includes employer-sponsored plans (e.g., 401K).
Guidance from RRP Investment Advisers
Analysis of existing portfolio including asset allocation, expenses and tax treatment. Custom portfolio strategies built to support your unique goals.
The RRP Difference – Local Relationship & World Class Strategies
Market Commentary
Stay up to date with trends and insights with access to market commentary.
Client Portal
Direct access to easy-to-use client portal where you can monitor your investment strategies.
Comprehensive Plans
Access to retirement planning that covers cash flow analysis, retirement projections/scenarios, Social Security claiming advice, income planning, tax review/projections, review of insurance coverages and coordination of Estate Plan.
Comprehensive Plans are available for an additional one-time fee.
Comprehensive Plans
Fees
Fees for Investment Management Services are calculated as a percentage of Assets Under Management. The effective blended fee is reduced as the managed portfolio reaches defined benchmarks.
Risk Management
Availability of risk management solutions, including life, disability and long-term care insurance, as well as annuities that can provide guaranteed lifetime income.
Comprehensive Plans